Home Insurance | Home Insurance Plus summary table

Summary of cover

Contents insurance	Cover value
Loss or damage to contents caused by fire, lightning, smoke, storm or flood	Up to contents sum insured
Office equipment in the home (i.e. computers, printers, fax machines, photocopiers)	Up to £10,000
Valuables (i.e. jewellery, watches, furs, gold and silverware, works of art, stamp/coin collections)	Up to a third of Contents sum insured
Money in the home	Up to £1,000
Garden items	Up to £2,500
Plants in the garden	Up to £2,500
Freezer contents	Unlimited
Locks and keys (replacements if keys lost or stolen)	Unlimited
Bicycles	Up to Contents sum insured
Visitors' personal possessions	Up to contents sum insured
Alternative accommodation (Contents) - following an insured event	Up to 30% of Contents sum insured
Contents temporarily away from the home for children at University	Up to 15% of Contents sum insured
Damage caused during household removal	Up to Contents sum insured
Accidental damage	Included as standard

Buildings insurance	Cover value
Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood	Unlimited
Alternative Accomodation (Buildings) - following an insured event	Up to £35,000
External door locks where keys have been stolen	Unlimited
Trace and access	Up to £5,000
Accidental damage	Included as standard