Car Insurance:

  Optional extras
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Whichever cover option you choose, Direct Line offers a range of additional extras enabling you to tailor your policy to suit your motoring needs.

Protected No Claims Discount (NCD)


After 4 years, you can protect your NCD for a small extra premium. You can make 1 claim in any year or 2 claims in any 3 year period, and you won't lose your hard-earned discount.

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Guaranteed Hire Car


For a small extra premium, we’ll supply a hire car for up to 14 days if your car is unusable or in for repair following a claim (excluding windscreen damage), this applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car can only be added to your policy if you have Comprehensive cover.

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Guaranteed Hire Car Plus


For a small extra premium, we’ll supply a hire car for up to 21 days if your car is unusable or in for repair following a claim (excluding windscreen damage). This applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car Plus can only be added to your policy if you have Comprehensive cover

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Legal Protection


If you have an accident that's not your fault, for a small extra premium we'll provide up to £100,000 of legal costs to recover losses which you can not recover from any insurance policy. Examples may include compensation for death or injury, policy excess, loss of earnings and hire car costs.

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