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See how much more you could save! Full details are in our car insurance policy document.
No Claims Discount (NCD)
Every year you don't claim, we give you more NCD up to a maximum of 5 years:
- After 4 years, you can protect your NCD for a small extra premium. You can make 1 claim in any year or 2 claims in any 3 year period, and you won't lose your hard-earned discount .
Excess
An excess is the amount you pay towards a claim or loss of or damage to your car. With a voluntary excess the more you pay, the lower your premium will be, and vice versa. Be careful you don't just go for the lowest premium and the highest excess as you will have to pay that excess in the event of a claim.
For a small extra premium, we’ll supply a hire car for up to 14 days if your car is unusable or in for repair following a claim (excluding windscreen damage), this applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car can only be added to your policy if you have Comprehensive cover.
For a small extra premium, we’ll supply a hire car for up to 21 days if your car is unusable or in for repair following a claim (excluding windscreen damage). This applies even if your car is stolen and not recovered or written off as a total loss. Guaranteed Hire Car Plus can only be added to your policy if you have Comprehensive cover.
If you have an accident that's not your fault, for a small extra premium we'll provide up to £100,000 of legal costs to recover losses which you can not recover from any insurance policy. Examples may include compensation for death or injury, policy excess and loss of earnings, and hire car costs.
See if you could save – get a car insurance quote
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